Federal Perkins Loan

The Federal Perkins Loan used to be known as National Direct Student Loans (NDSL). This loan is the regarded as the best of the federally subsidized loans, and is given to students who are in high financial need. Currently, the interest rate is at a low 5%.

Perkins loans are made to students and do not require a parent to cosign. The student is required to begin repayment after they graduate, leave college, or qualify for half-time student status. Interest on these loans does not accrue during the time the student attends college, and students are given up to ten years to repay the entire loan amount. Repayment begins nine months after the student graduates or drops below half-time student status.

The money for Perkins loans comes from the government, but is administered by colleges? financial aid offices. The maximum annual loan for undergrad students is $4,000 at most schools, and the most a student can borrow is $20,000 total.

Perkins loans can be discharged (canceled) in whole or in part if the student enters employment at certain jobs, which include:

– Full-time teacher in low-income areas
– Full-time special education teacher
– Full-time math or science teacher, or teacher of any other subject with shortage of teachers
– Full-time nurse or medical technician
– Full-time employee of a child or family-service agency in low-income area
– Full-time law enforcement or corrections officer
– Full-time Peace Corps volunteer

Online Business Degree Programs & Career Advantages

Careers in Business

The class of 2006 is experiencing the best employment market since the year 2000 and the highest demand is for business students. If you’re interested in a career in business , you’ll have to first graduate from high school and later enroll in a business school. Business schools offer associate degrees or bachelor’s degrees and depending on which degree type you pursue, you should obtain a business degree anywhere from 2 to 4 years.

Business Degrees

Online business degrees are offered by a variety of schools . In general, online business degrees offer the same coursework as traditional degrees, plus flexibility.

After graduating with a bachelor’s degree, you may continue with a Master’s in Business Administration ( MBA ) . MBAs are highly sought after because of their value in business and management.

The variety of business degrees available for undergraduate students offers endless career possibilities in business.

If you’re interested in directing all or part of a business, a management degree may be for you. A management degree will open doors to careers in administrative management, communication management, public administration, and many others.

International business degrees offer many career opportunities in management analysis, accounting, and jobs related to international trade. An international business degree will allow you to take advantage of the globalization boom.

Hospitality management degrees and entrepreneur education are also offered by business schools . With a hospitality management degree, you’ll be able to pursue jobs with the food service and hospitality industries. An entrepreneur education will provide you with the skills and methods needed to launch a new enterprise, take over an existing business, or be a dynamic manager.

As you can see, regardless of which business degree you decide to specialize in, you’ll be guaranteed a variety of professional possibilities and have a competitive edge in our growing global economy.

Continuing Your Education with an MBA

A Master of Business Administration ( MBA ) degree is one of the most valued degrees in the world due to the range of benefits it offers to its graduates. If you have an undergraduate degree and are thinking of a career change or would like to gain a competitive edge in advancement opportunities, an MBA might be for you.

Business Degrees

MBA is a post graduate business degree, which is highly valued in business and administration. Regardless of the career you’d like to pursue or advance in, an MBA degree can benefit you since they’re designed to equip you with:

Entrepreneur education

Marketing skills

Team player mentality

MBA degrees are offered by business schools and take about two years to complete. You can receive an online business degree that covers basically the same coursework given at traditional business schools. Online business degrees offer flexible schedules and allow you to continue working while studying.

If you graduate from an MBA program, you’ll have many options with careers in business. For example, if you have a management degree, you’ll compliment this degree with an MBA. Those who’ve received management degrees and an MBA, find themselves working in executive positions in a range of areas that include marketing, construction, and education.

International business degrees also fare well with an MBA. International business degrees and an MBA will allow you to explore many careers in the global business community. If you have a hospitality management degree , this also holds true. With a hospitality management degree and an MBA , you’ll be more likely to access corporate-level management jobs.

An MBA degree will help you attain your professional goals and will give you the entrepreneur education that companies, organizations, and countless institutions seek around the world. See our featured mba degree school.

Sources: ,

Visit us today for more information on business degree programs online

Online Universities ? Providing Interactive Education

Online universities, much like conventional ones, provide an interactive education to their students. In many cases, enrolled students discover a vast community of like-minded individuals who are all working toward a common goal: attaining a comprehensive degree program or diploma program online.

Affording students with greater flexibility and cost effective means to earning an associate degree online or bachelor’s degree online, in sometimes as little as two years time, online universities also offer a wide assortment of disciplines and studies that have revolutionized the way higher education is being taught today.

In many cases, online universities extend interactive chat rooms to student body so that they may converse about subject matter; communicate ideas; project discussion, and other relevant issues regarding online coursework. Additionally, because email and instant messaging (IM) have become an effective means in communicating, students and teachers alike, may “talk” with one another online to present feedback, dialogue and even to send and receive graphics, videos and other multimedia.

As an interactive education portal, online universities have pioneered an innovative learning platform that is becoming increasingly more and more popular among adult learners and graduating high school students. This can be reflected in online communities like . As time evolves, students are quickly adapting to high tech outlets and the prospects of online universities that allow for in-depth academics and essential community building.

In addition to attaining a quality online degree, online universities are definitely proving to be a worthy contender in the education industry. They have done so by demonstrating that interactive online instruction is just as constructive as traditional learning.

If you are thinking about enrolling in an Online University to attain your education or would simply like to learn about some of the programs that they offer, feel free to visit the Distance Learning Directory at for more information.

?09/15/2006 – Online Universities – Providing an Interactive Education

By C. Bailey-Lloyd for Media Positive Communications, Inc., Managing Organization for

Notice to Publishers: Please feel free to use this article in your Ezine or on your Website; however, ALL links must remain intact and active.

How To Study To Maximize Your College Success Or University Success

I remember when I was in high school, I would be studying for tests and exams in my room while my radio was turned up really loud. It just felt like a cool thing to do. And I got through high school well enough to get into university. When I started university, I of course used the same study methods since I thought they were my proven way. The result was that I almost ending up failing some of my first year courses.

It?s great listening to music blasting away in your room but if your head isn?t absorbing the stuff you?re suppose to be studying and your grades suffer, then you need a change in study environment. This means turning off the tunes until your study session is done. Can?t concentrate in your room or friends always interrupting? Then hit the library and find some quiet space.

Also, make a habit of studying regularly, even right after tests so that you will be prepared well in advance for the next one. This way, most course material will still be fresh in your mind by the time final exams come. This is one of the secret strategies college success or university success. Taking the time to study even when there are no exams just around the corner helps you learn your material so much better so you won?t have to do any last minute cramming for exams. This way of studying was a drastic change in my study habits. It was time consuming since I had to allocate regular study time during my days even when there were no exams in the near future. But it did work extremely well in helping me know the course material.

Back in high school, some teachers might have hassled you if your grades were low. At university or college, nobody is going to be on your case to study. This might sound good but if your study habits are lousy, you might end up failing out and many professors won?t really care. Again, I almost failed out of my first year and had to really improve on my studying to stay in. I did improve my grades well enough by my fourth year to get accepted into one of the MBA schools.

When I got to MBA school, it was a good thing that I had developed better study habits because we needed a B average to stay in the program. During our first semester, we lost about a quarter of our students because they couldn?t make that minimum B average.

There?s much more competition from other students for the top grades at this level of learning. It really pays to have good study habits. Good money was paid for your tuition so don?t fail out. Put in the time to study as if it was your full time job for the present. This will help insure that you are a college success or university success.

Of course, getting exposed to good external guest speakers on campus will also add to your college or university success since they often teach you about things that are not normally covered in your courses. Plus you don?t have to study the material presented by the guest speakers which is a welcome change.