Federal Perkins Loan

The Federal Perkins Loan used to be known as National Direct Student Loans (NDSL). This loan is the regarded as the best of the federally subsidized loans, and is given to students who are in high financial need. Currently, the interest rate is at a low 5%.

Perkins loans are made to students and do not require a parent to cosign. The student is required to begin repayment after they graduate, leave college, or qualify for half-time student status. Interest on these loans does not accrue during the time the student attends college, and students are given up to ten years to repay the entire loan amount. Repayment begins nine months after the student graduates or drops below half-time student status.

The money for Perkins loans comes from the government, but is administered by colleges? financial aid offices. The maximum annual loan for undergrad students is $4,000 at most schools, and the most a student can borrow is $20,000 total.

Perkins loans can be discharged (canceled) in whole or in part if the student enters employment at certain jobs, which include:

– Full-time teacher in low-income areas
– Full-time special education teacher
– Full-time math or science teacher, or teacher of any other subject with shortage of teachers
– Full-time nurse or medical technician
– Full-time employee of a child or family-service agency in low-income area
– Full-time law enforcement or corrections officer
– Full-time Peace Corps volunteer

Career Education Services ? What Does This Mean For You?

When you are in college and are working hard to get through it you may not be bother to go to the career education services. Ironically, the sooner that you go to the career education services the better chance you will have of planning what your future will be once college is over. You don?t have to go there right away or even during your freshman year. However, you need to be realistic and acknowledge that at some point in time you will have to go to the career services office.

The sooner that you go to the career services office the better chance you will have of dealing with the end of college. They can help you get started with the career choice you want. The career education services are a powerful tool that you need to take advantage of.

One way that they can help you while you are still in school is to help you find internships in the field that you have chosen. This will make you a more attractive candidate to future jobs and even to graduate schools.

When you have no idea on what you want to do for your career you still need to go to the career services office because this will mean more to you than other students who do know what they want to do. Some of the career services offices have tests that you can take to help you figure out what you want to do. This will help you figure out what your talents are and what you are suited for.

When you do go to the career education services you will need to be prepared for the meeting. They can be helpful to you but you have to realize that you may only have one hour or even thirty minutes with the counselor. You need to do some soul searching and figure out what types of subjects that you gravitate towards. Then you can ask the counselor what someone with your interests can do for your career. The more information that you can give to the counselor the more they can help you with your career choices.

You have to at some point go to the career education services before your last year of college. This is very important to do because otherwise you might just end up in the unemployment line after college. You don?t want this to happen to you. So take advantage of the career services office and get your future figured out before you get out of college.

Knk Acting Institute is One of The Most Famous Film And TV Acting Institute in Mumbai

If you have traveled to Mumbai to jumpstart your acting career, you have made a wise decision. Mumbai is the heart and soul of the film and television industry in India. If you want to make it in the industry as an actor, you will have to place yourself in a position to be discovered. There is no better place for this than Mumbai.

Mumbai is also important to the film and television industry for another reason. Mumbai is home to various film acting training institutions. Those who aspire to be actors today must undergo specialized training to improve their chances of breaking into the industry. There are therefore various high quality schools in the city offering various courses for film production.

The KNK Acting Institute has been recognized as being the best acting institute in Mumbai for those who want to surpass their career expectations. This acting institute Mumbai has a reputation for producing actors that are not only talented and skilled, but also well balanced in various other aspects of their lives.

Many actors do not realize the importance of finding balance and clarity in their lives. The KNK Acting Institute offers a Film acting training course that runs for 18 months. Although the trainers assist actors in nurturing their talent, they also ensure that the actors develop as all rounded individuals. This means that the training provided is holistic.

This revolutionary approach is only applied in this film institute Mumbai. The approach involves the use of holistic therapy techniques for stress management such as meditation. The techniques used in the training institute enable students to reach their fullest potential, as they obtain a greater sense of clarity in different aspects of their lives.

KNK Acting Institute has a reputation for providing high quality training. The institution makes use of some of the most talented and experienced players in the industry. Actors training in the institution therefore benefit from a wealth of experience. They are able to get tips and guidance from some big names in the industry and therefore are better placed for success.

In addition to this, students also get the opportunity to rub shoulders with some of the people working in the film industry as they undertake their film acting training. This places them in a better position of breaking into an industry, which can sometimes seem impossible to do.

Online Business Degree Programs & Career Advantages

Careers in Business

The class of 2006 is experiencing the best employment market since the year 2000 and the highest demand is for business students. If you’re interested in a career in business , you’ll have to first graduate from high school and later enroll in a business school. Business schools offer associate degrees or bachelor’s degrees and depending on which degree type you pursue, you should obtain a business degree anywhere from 2 to 4 years.

Business Degrees

Online business degrees are offered by a variety of schools . In general, online business degrees offer the same coursework as traditional degrees, plus flexibility.

After graduating with a bachelor’s degree, you may continue with a Master’s in Business Administration ( MBA ) . MBAs are highly sought after because of their value in business and management.

The variety of business degrees available for undergraduate students offers endless career possibilities in business.

If you’re interested in directing all or part of a business, a management degree may be for you. A management degree will open doors to careers in administrative management, communication management, public administration, and many others.

International business degrees offer many career opportunities in management analysis, accounting, and jobs related to international trade. An international business degree will allow you to take advantage of the globalization boom.

Hospitality management degrees and entrepreneur education are also offered by business schools . With a hospitality management degree, you’ll be able to pursue jobs with the food service and hospitality industries. An entrepreneur education will provide you with the skills and methods needed to launch a new enterprise, take over an existing business, or be a dynamic manager.

As you can see, regardless of which business degree you decide to specialize in, you’ll be guaranteed a variety of professional possibilities and have a competitive edge in our growing global economy.

Continuing Your Education with an MBA

A Master of Business Administration ( MBA ) degree is one of the most valued degrees in the world due to the range of benefits it offers to its graduates. If you have an undergraduate degree and are thinking of a career change or would like to gain a competitive edge in advancement opportunities, an MBA might be for you.

Business Degrees

MBA is a post graduate business degree, which is highly valued in business and administration. Regardless of the career you’d like to pursue or advance in, an MBA degree can benefit you since they’re designed to equip you with:

Entrepreneur education

Marketing skills

Team player mentality

MBA degrees are offered by business schools and take about two years to complete. You can receive an online business degree that covers basically the same coursework given at traditional business schools. Online business degrees offer flexible schedules and allow you to continue working while studying.

If you graduate from an MBA program, you’ll have many options with careers in business. For example, if you have a management degree, you’ll compliment this degree with an MBA. Those who’ve received management degrees and an MBA, find themselves working in executive positions in a range of areas that include marketing, construction, and education.

International business degrees also fare well with an MBA. International business degrees and an MBA will allow you to explore many careers in the global business community. If you have a hospitality management degree , this also holds true. With a hospitality management degree and an MBA , you’ll be more likely to access corporate-level management jobs.

An MBA degree will help you attain your professional goals and will give you the entrepreneur education that companies, organizations, and countless institutions seek around the world. See our featured mba degree school.

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Providing The Best Platform To The Students Top MBA Colleges In Delhi Gurgaon And Noida

MBA nowadays is considered as a gateway to the corporate sector as there has been a tremendous increase in number of industries and competition. And this has lead to the demand of the MBA professionals. MBA in a way becomes necessary for the individuals who want to have a promising and long term career. So planning to relocate to other cities like Delhi, Gurgaon or Noida, as they are considered as educational hubs? Then you must be seeking for the top MBA colleges in Delhi, top MBA colleges in Gurgaon and top MBA colleges in Noida. As a professional, if you want to exploit the opportunities which are in umpteen numbers in Delhi, Noida and Gurgaon, then relocate to these cities and make a promising career for yourself.

MBA in Delhi:

Delhi is our national capital and prides of number of top MBA colleges in Delhi like IIT (Delhi), Asia Pacific Institute of Management, Delhi Business School and Institute for Integrated Learning in Management. So if you are planning to pursue MBA in Delhi, then here is the list of colleges:

1. Faculty of Management Studies

2. Department of Management Studies

3. Indian Institute of Foreign Studies

4. LBSIM

5. International Management Institute

6. International Management Institute

7. IIFI

8. Apeejay School of Management

9. NILM Centre for Management studies

10. Jamia Millia Islamia University

MBA in Noida:

Looking forward to MBA in Noida? Well it is the most well thought decision as the place is a student hub, where students from all across the nation, come and pursue their dreams of studies. Here is the list of top MBA colleges in Noida which offer

Best MBA courses:

1. Graduate School of Business & Administration

2. Institute of Management Studies

3. Amity Business School

4. Harlal Institute of Management and Technology

5. IMS – Design and Innovation Academy

6. Mangalmay Institute of Management and Technology

7. National Institute of Advertising

8. Gayatri International Institute of Planning and Management

9. SRIRAM Group of Institute

10. INJ Business School

MBA in Gurgaon:

Besides Delhi and Noida, many students also opt for MBA in Gurgaon as the place is an upcoming IT hub and new age business, Gurgaon prides of top MBA colleges in Gurgaon which are mentioned below:

1. IILM Institute for Higher Education

2. MDI Gurgaon

3. JK Business School

4. Pearl School of Business

5. B.M College of Technology and Management

6. Guru Gram Business School

7. NSHM knowledge Campus

8. IIMT Gurgaon

9. Infinity Business School

10. KIIT World

To get admission to such colleges, it is very important to successfully clear the MBA entrance examinations like CAT, CMAT, and XAT etc. Along with the MBA graduate degree, many other colleges also offer diploma courses in the field of MBA. These colleges offer MBA degree in various streams like Finance, Marketing, Human Resources, Project Management, Insurance, Information Technology, Rural Management and many more. So start preparing hard for the entrance exams so that you can successfully make to these colleges.

How to Choose an Herbal Medicine School

As research continues to report the need for Americans to take control of their health, thousands of patients are turning to herbalism to naturally treat their health. They are beginning to explore the natural health benefits of the world of herbalism. Students interested in learning herbalist practices should attend an accredited herbal medicine school.

Herbal medicine school teaches students the integration of plant, animal, and mineral parts to naturally treat patients. This ancient Chinese practice has successfully been used for thousands of years. Comprised of over five hundred individual herbs, students at an accredited herbal medicine school are carefully taught the combination of each plant to create a customized treatment plan for each patient.

While attending an accredited herbal medicine school, students learn the essence of herbal medicine. Treatment plans are not set for months on end, but rather they are altered and tailored as the patient’s symptoms subside. Students at an accredited herbal medicine school are taught to alter such a plan to treat each patient. Single herbs are rarely used on their own. Rather, this complex ancient practice combines two, three, four herbs to create a formula for each patient. An accredited herbal medicine school is well versed in the power of this natural healing process.

For thousands of years, herbalism has been used as a successful treatment plan. Today, herbalism is just as effective as it was thousands of years ago. When deciding which herbal medicine school to attend, make sure to ask questions about the faculty, the herbal dispensary and the reputation of the school in this field.. These questions will provide you with the necessary knowledge as you move forward with your decision to attend herbal medicine school.

Join one of the oldest health care traditions in the world! Choose an accredited degree from an herbal medicine school to count towards your future success. New York College of Health Professions offers comprehensive programs for education and training in Chinese Herbal Medicine. Graduates of the Masters program in Oriental Medicine are entering a growing holistic health care field.

New York College of Health Professions has a thirty-year history of providing holistic health and wellness education to the Metropolitan New York City area.

Online Universities ? Providing Interactive Education

Online universities, much like conventional ones, provide an interactive education to their students. In many cases, enrolled students discover a vast community of like-minded individuals who are all working toward a common goal: attaining a comprehensive degree program or diploma program online.

Affording students with greater flexibility and cost effective means to earning an associate degree online or bachelor’s degree online, in sometimes as little as two years time, online universities also offer a wide assortment of disciplines and studies that have revolutionized the way higher education is being taught today.

In many cases, online universities extend interactive chat rooms to student body so that they may converse about subject matter; communicate ideas; project discussion, and other relevant issues regarding online coursework. Additionally, because email and instant messaging (IM) have become an effective means in communicating, students and teachers alike, may “talk” with one another online to present feedback, dialogue and even to send and receive graphics, videos and other multimedia.

As an interactive education portal, online universities have pioneered an innovative learning platform that is becoming increasingly more and more popular among adult learners and graduating high school students. This can be reflected in online communities like . As time evolves, students are quickly adapting to high tech outlets and the prospects of online universities that allow for in-depth academics and essential community building.

In addition to attaining a quality online degree, online universities are definitely proving to be a worthy contender in the education industry. They have done so by demonstrating that interactive online instruction is just as constructive as traditional learning.

If you are thinking about enrolling in an Online University to attain your education or would simply like to learn about some of the programs that they offer, feel free to visit the Distance Learning Directory at for more information.

?09/15/2006 – Online Universities – Providing an Interactive Education

By C. Bailey-Lloyd for Media Positive Communications, Inc., Managing Organization for

Notice to Publishers: Please feel free to use this article in your Ezine or on your Website; however, ALL links must remain intact and active.

College Grants For Single Pregnant Mothers

Single pregnant mothers have a huge burden on their shoulders and yet cannot find the best support to plunge them out of such misery. To take care and fend for their kid and also to look after themselves without any other individual’s support is not at all an easy task. Being lonely enough to face the world requires great strength and college grants for single pregnant mothers clearly aims to showcase the power of education to these mothers.

Pregnant mothers are many a time discriminated between other students for their necessity to access scholarships and grants. To make sure that such a situation doesn’t arise, a federal law was formulated and took effect in 1972, referred to as the Title IX that is spread out to all the local and state organizations which are entitled to receive the funds from the Department of Finance. The number of agencies included under the division of funds in total is 3,200 colleges and universities and 5,000 schools.

The Department of Education emphasizes that any of program which accepts these funds are strictly warned to operate in an extremely non-discriminatory manner and under no circumstances can apply any type of discrimination. This helps the single pregnant mothers in the best way possible and hence guarantees them to receive all kinds of grants and scholarships which are available to the non-pregnant students. Hence, the single pregnant students are able to utilize the benefits from all of the federal and state grants available. It is interesting to note that the government will be using at least $30 billion alone for federal grants for 2010 as a huge step towards the promotion of educational opportunities towards the mother folk. The Pell grants are amongst the federal grants which are granted out on the basis of the dependency of the applicant. They are usually handed out to the applicants from the low-income groups.

Various other federal grants are also available to all the single pregnant mothers. FSEOG, ACG and many other federal grants are open to the pregnant mothers but also require them to be Pell grant eligible so as to qualify for these grants. FAFSA is the website through which the federal grants are to be applied for and the application is totally free. Different states in the U.S have also come forward to show their commitment towards this cause.

Many non-profit organizations who are helping the single pregnant mothers are the Fleming Associates Young Parent Program, The Jeanette Rankin Foundation Scholarship Program, CLIMB Wyoming, Arkansas Single Parent Scholarship, and many others. eLearners have been working exclusively for providing educational opportunities to the mothers. Raise the Nation works for the single mothers and have been proving their stance by offering different grants and scholarships for their services.

It is important to bring a spark in to the lives of the single pregnant mothers. Education will be able to do so and hence, the college grants for single pregnant mothers have become an extremely important motive for the various agencies contributing to this effort.

Thing to Check While Taking Admission for a Professional Course

Today, there is a flood of such institutions which offer interior design training course or Diploma course in IAD. But if you really want achieve success in your career then, you have to very conscious while selecting an institution for yourself. So, here we are providing guidelines that will help you to select school of interior design or institute for any other course.

Faculty- Faculty is the backbone of every institute. The credibility of the institute depends on the skills and qualification of its faculty. These are people who are going to teach and train you. Also there should be a balance ration of guest faculty and permanent faculty as it shows that how are the contacts of institute in the industry. If a college don’t invite guest lecturers and solely depend on full time faculty, then better to cross that college from your list.

Authenticity of information- Today institutes appoint PR personnel’s for creating a positive image of their institute in every media. They also have people in social, electronic and print media for creating hype for their college, for example, a xyz institute is the best interior architecture institute of Delhi on the basis of number of placements. This hype increased the number of applicants for that college. Therefore check the authenticity of information regarding the college. Moreover a college which is actually good doesn’t need to brag about its quality.

Alumnus- Meeting an ex student is the best way to know about the genuineness of the institute. But you should meet someone who is recently passed out from that institute. Meeting a student who has passed out some 5-6 years ago is of no use because they won’t able to tell you the current situation.

Return on Investment- Getting admission in a good college alone is not sufficient enough. It should be in your budget. There are colleges which are charging very high amount of fees, but not able to provide placement as per the investment. In such case you should avoid that college as it won’t be able to give you fruitful results of your investment.

But you should also remember that more than college it is your own hard work and determination which will lead you to the success. So give your best efforts, and try to make most out of the opportunity provided by the institute.

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Dream Zone

How To Study To Maximize Your College Success Or University Success

I remember when I was in high school, I would be studying for tests and exams in my room while my radio was turned up really loud. It just felt like a cool thing to do. And I got through high school well enough to get into university. When I started university, I of course used the same study methods since I thought they were my proven way. The result was that I almost ending up failing some of my first year courses.

It?s great listening to music blasting away in your room but if your head isn?t absorbing the stuff you?re suppose to be studying and your grades suffer, then you need a change in study environment. This means turning off the tunes until your study session is done. Can?t concentrate in your room or friends always interrupting? Then hit the library and find some quiet space.

Also, make a habit of studying regularly, even right after tests so that you will be prepared well in advance for the next one. This way, most course material will still be fresh in your mind by the time final exams come. This is one of the secret strategies college success or university success. Taking the time to study even when there are no exams just around the corner helps you learn your material so much better so you won?t have to do any last minute cramming for exams. This way of studying was a drastic change in my study habits. It was time consuming since I had to allocate regular study time during my days even when there were no exams in the near future. But it did work extremely well in helping me know the course material.

Back in high school, some teachers might have hassled you if your grades were low. At university or college, nobody is going to be on your case to study. This might sound good but if your study habits are lousy, you might end up failing out and many professors won?t really care. Again, I almost failed out of my first year and had to really improve on my studying to stay in. I did improve my grades well enough by my fourth year to get accepted into one of the MBA schools.

When I got to MBA school, it was a good thing that I had developed better study habits because we needed a B average to stay in the program. During our first semester, we lost about a quarter of our students because they couldn?t make that minimum B average.

There?s much more competition from other students for the top grades at this level of learning. It really pays to have good study habits. Good money was paid for your tuition so don?t fail out. Put in the time to study as if it was your full time job for the present. This will help insure that you are a college success or university success.

Of course, getting exposed to good external guest speakers on campus will also add to your college or university success since they often teach you about things that are not normally covered in your courses. Plus you don?t have to study the material presented by the guest speakers which is a welcome change.